International Mortgages

Global individuals need simple international mortgage solutions.

Buying property overseas is an attractive proposition for many individuals, whether it is a lifelong dream wishing to buy a property as a second home or a holiday home primarily purchased as a financial investment. The international property market also draws buyers who want to use the property in their retirement in later years. If you are considering purchasing a property abroad, one of our mortgage advisors can guide you through the process, providing you with pertinent advice on mortgages and private finance across the commercial and residential sectors. Our goal is simple, to negotiate the very best terms for you.

Buying a Property Overseas

UK investors and homeowners are looking for their own slice of utopia in prestigious locations in a warm climate. Prime and super-prime property situated in beautiful landscapes with a view will always be an alluring proposition. For example, property in the Italian Riviera and Lake Annecy will remain desirable locations. Properties in these areas will not depreciate unless the infrastructure surrounding them changes, making them attractive in the long-term property investment cycle.

UK banks offering overseas mortgages are leveraging international markets due to overseas banks becoming oversaturated. The more stringent lending criteria that international banks typically use means that profiles with a more complex setup may be overlooked.

Bespoke International Mortgages Created for Individuals

We provide advice based on your individual circumstances, and we will advise on how to leverage international currency. We will assess your case on an individual basis and offer you bespoke solutions. If you have a sophisticated financial setup, for example, we may seek to provide you with a multi-currency solution if you receive a multi-currency income.

Multi-Currency and foreign currency mortgages come with risks. These loans should not be considered by anyone who cannot afford the financial implications of a permanent increase in their loan, resulting in higher sterling interest rate payments. Levels and bases of reliefs from taxation are subject to change, and their value depends on the individual circumstance of the investor.

Foreign currency mortgages are not for everyone but can be a good option for those that know the risks involved. Large Mortgage Loans are experts in finding mortgage solutions for complex requirements with access to a wide variety of private lenders.

The International Property Market

Some of the most valuable real estate markets globally, aside from the UK, include prime cities in the USA, Switzerland, Italy, and Monaco. It is not surprising that UK investors are looking to spread their property portfolio overseas. While the UK has seen house prices inflate, the property market has grown on a global scale. We provide mortgages for prime property markets all over the world.

Discover more about what makes property in these prime locations a unique investment.

  • France
  • Monaco
  • Italy
  • Portugal
  • Spain
  • Switzerland
  • Channel Islands
  • Austria
  • Prime USA Cities
  • The Caribbean
  • Dubai

International Buy to Let Mortgages

A buy to let property abroad can be an excellent long-term investment for your later years. Buy to let mortgages are designed for borrowers who would like to rent out a new or existing property to a third party. A buy to let mortgage is an excellent way of generating income from rent which you can then use to cover mortgage repayments while the value of your property continues to grow.

Suppose you are looking to invest in a buy to let for the first time. In that case, we can talk you through the various options available and help you navigate the potential complexities of obtaining a mortgage as a foreign national.

Every country has its own taxation rules, therefore it is essential to engage an impartial mortgage advisor to better understand the intricacies of each sub-market. We can help you source the most suitable buy to let mortgage for your needs via our extensive network of banks and private lenders.

International Buy to Let Remortgages

Complacent homeowners often incorrectly assume that their local mortgage provider will give them the best rates available. Our international mortgage advisors have access to over 300 lenders, made up of private lenders and banks to provide you with preferential rates. Whether you are looking to remortgage your residential or buy to let property, let us save you time and find you the best buy to let remortgage deal on your international property.

International Mortgage Rates

When you secure an international mortgage with a UK lender, there is a set percentage above the Bank of England base rate agreed for the loan term. While interest rates are particularly low right now, they are likely to rise due to inflation. Therefore, you might want to consider agreeing on a set interest rate for a longer loan term.

Expat Mortgages for Non-UK residents and Foreign Nationals

The UK property market attracts international buyers. If you are an international buyer or a UK resident living abroad looking to purchase property in the UK, we offer expatriate mortgages. Whether you are a foreign national residing out of the UK or living in the UK, financing a UK property can be a complicated process. is well-versed in dealing with international profiles, working with a number of lenders who are comfortable lending to non-domestic clients.


Our mortgage advisors can speak an array of languages, which is essential for impactful communication to help us achieve the best results. is on hand to assist clients 24/7, and for clients living in the international time zone, we are available to assist them in their local time zone. At, we understand the intricacies of individual markets,
and we work across multiple jurisdictions, thus enabling us to provide flexible solutions for clients living overseas.

To find out how can help you with your international mortgage requirements, call an expert now or get in touch.

This information does not constitute financial, legal or accounting advice. Investors should seek their own independent advice before proceeding.

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Global individuals need simple international mortgage solutions.

Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Changes in the exchange rate may increase the sterling equivalent of your debt. You may have to pay an early repayment charge to your existing lender if you remortgage. Think carefully before securing any other debts against your home. is a trading name of Ltd, Aegon House, Ground Floor Suite, 13 Lanark Square, London, E14 9QD authorised and regulated by the Financial Conduct Authority (FCA). Our FCA registration number is 302228 and can be viewed by visiting the FCA website: The FCA does not regulate tax advice or some aspects of commercial, buy to let, overseas mortgages, bridging finance, finance and asset lending. Ltd is a licensed credit broker, and not a lender. Ltd Registered in England and Wales No: 5070990 Registered Address: As above. The guidance and advice contained within the website are subject to the UK regulatory regime and is primarily targeted at UK customers. Calls may be recorded for training and monitoring.
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Largemortgageloans is a trading name of Ltd, Aegon House, Ground Floor Suite, 13 Lanark Square, London