Mortgages
Mortgages First Time Buyer Mortgages

First Time Buyer Mortgages

Being a first time buyer can be both exciting and nerve-wracking at the same time. After all, having finally decided to take your first steps onto the property ladder, most people have to borrow some money in the form of a residential mortgage.

There is a wealth of information to take in when buying your first home, and in the current market lenders are far stricter with their lending criteria for first time buyers.

Because of this, the knowledge and contacts of an independent mortgage broker can help you find a competitive mortgage deal. We can help answer questions such as the type of loan you should go for — fixed or tracker, for example, and help you find a product that suits your lifestyle and needs for affordability purposes.

We can help you with how much you can borrow and how much you can afford and advise on different deals available via lenders, and guide you through the process having never bought a property before.

For a first time buyer, a lender will typically require:

  • Evidence of your income and commitments, such as recent pay slips, a P60, your latest mortgage statement and your bank statements.
  • Information from credit reference agencies, your employers, other lenders and your landlord.
  • Proof of identity, such as a passport or birth certificate.

If you apply for your mortgage through largemortgageloans.com, we will handle the documentation on your behalf and manage the process with the lender, to guide you through your first purchase.

Call us now on 020 7519 4900 or: Make an enquiry here

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