First Time Buyer Mortgage

We can help you with how much you can borrow and how much you can afford.

Being a first time buyer can be both exciting and nerve-wracking at the same time. After all, having finally decided to take your first steps onto the property ladder, most people have to borrow some money in the form of a residential mortgage.

There is a wealth of information to take in when buying your first home, and in the current market lenders are far stricter with their lending criteria for first time buyers.

Because of this, the knowledge and contacts of an independent mortgage broker can help you find a competitive mortgage deal. We can help answer questions such as the type of loan you should go for — fixed or tracker, for example, and help you find a product that suits your lifestyle and needs for affordability purposes.

We can help you with how much you can borrow and how much you can afford and advise on different deals available via lenders, and guide you through the process having never bought a property before.

For a first time buyer, a lender will typically require:

  • Evidence of your income and commitments, such as recent pay slips, a P60, your latest mortgage statement and your bank statements.
  • Information from credit reference agencies, your employers, other lenders and your landlord.
  • Proof of identity, such as a passport or birth certificate.

If you apply for your mortgage through largemortgageloans.com, we will handle the documentation on your behalf and manage the process with the lender, to guide you through your first purchase.

Call us now on 020 7519 4900 or Make an enquiry here

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We can help you with how much you can borrow and how much you can afford.

Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Changes in the exchange rate may increase the sterling equivalent of your debt. You may have to pay an early repayment charge to your existing lender if you remortgage. Think carefully before securing any other debts against your home.  

largemortgageloans.com is a trading name of Largemortgageloans.com Ltd, Aegon House, Ground Floor Suite, 13 Lanark Square, London, E14 9QD authorised and regulated by the Financial Conduct Authority (FCA). Our FCA registration number is 302228 and can be viewed by visiting the FCA website: www.fca.org.uk.  The FCA does not regulate tax advice or some aspects of commercial, buy to let, overseas mortgages, bridging finance, finance and asset lending.  

Largemortgageloans.com Limited is registered with the Guernsey Financial Services Commission, reference number: 2269418, as a Non-Regulated Financial Services Business.  

Largemortgageloans.com Ltd Registered in England and Wales No: 5070990 Registered Address: As above. The guidance and advice contained within the website are subject to the UK regulatory regime and is primarily targeted at UK customers. Calls may be recorded for training and monitoring.