Our family office services are completely bespoke and tailored to your individual needs. We represent you and have the capability to provide, source marketing leading terms and oversee the full range of debt asset classes. Whether that is a super-prime property purchase, a large commercial investment acquisition or a holiday home in the French Riveria we have the experts to create the lowest margins at the highest loan to values.
Our role is to source and create a beauty parade of options for your consideration.
We have had the privilege to work with international royal family members from the middle east, Hollywood global superstars to truly outstanding billionaire entrepreneurs. This experience over many years has given us the global market-leading contacts to deliver the best terms required.
We know that forging deep lasting relationships with our international partners is the basis for achieving success.
We work with:
- Individual Families
- Family Offices
- Trust Companies
- Tax advisers
We know what is required.
What we do
LML arranges finance for both commercial and residential property. Our team of professional advisers is designed to deliver market-leading financing solutions, tailored to the specific projects. We will rigorously analyse the opportunity preparing a credit proposal describing the underlying asset requiring financing which we then present to targeted funders.
How we do it
Our experience tells us that transaction management starting with the negotiation of terms, controlling the valuation process, credit approval, legal documentation. We add our considerable experience to finalise the assumptions used by financiers, analyse cash flows to test compliance with financial covenants to ensure commercial terms agreed are correctly reflected in the documentation.
We have completed on over £4 billion of senior debt since our launch and with so many property acquisitions financed by third party debt, it is of increasing importance to have the right international partners. We help younger and smaller borrowers who are only rarely in the market, but also institutional borrows who value our specialist expertise in this area. We are constantly in touch with all active lenders in the market, understanding both their style of operation and what differentiates them so that clients can make informed choices. The pricing of loans is fundamental, delivery of timely approvals, financial covenants, security packages and flexibility or also integral to the deal.
Mezzanine and equity
With so much liquidity in the market and the proliferation of debt funds third party mezzanine and equity is increasingly available protective for development projects. Our analytical approach and presenting borrowers and properties pays dividends when it comes to raising finance over and above that available by the way of senior debt.