Loans Lombard Lending

Lombard Lending

Lombard Lending is otherwise known as margin lending and should not be confused with the personal finance company Lombard.

Lombard Lending means placing custody and asset shares with a bank which can lend against those assets. That means you can leverage assets such as stocks and shares without the need to liquidate them in order to realise their value. It’s helpful for clients who want to retain liquidity in their portfolio or who have assets or investments which they’re not in a position to sell.

Lombard Lending is also helpful if you’re cash-rich, but have limited or no income – for instance, if you’re retired or taking time out. Many lenders won’t accept an applicant without a proven income stream, even if they have large sums of money in the bank. However, leveraging your assets can provide lenders with the requirement they need for security on a large loan, and it can often lead to opportunities to secure a high loan to value. work with you to structure the Lombard loan according to your individual requirements. We also cater for international clients earning in foreign currencies.

This Month’s Top Fixed Rate

Fixed rate
Initial rate: 1.35%

Period: 2 years

Rate will revert to a variable rate, currently 4.99% thereafter
The overall cost for comparison is 4.46%

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This Month’s Top Variable Rate

Variable rate
Initial rate: 0.97%

Period: 2 years

Rate will revert to a variable rate, currently 4.99% thereafter
The overall cost for comparison is 4.37%

Get This Rate

Some of this month's top interest rates are listed above; the actual rate will depend on your circumstances. Please note that this information does not contain all the details you need to choose a mortgage, ask one of our advisers for a personalised key facts illustration on 020 7519 4900. The rate displayed may become out of date at short notice.

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