One of the elements which sets us apart from other mortgage advisers is our private bank mortgage offering. Since we were established in 2003, we have built a network of close relationships with decision makers within private banks, which just aren’t available when working with a mainstream broker. That’s one of the reasons we work…

The effect of the global pandemic has been incredibly varied according to industry. Certain sectors, such as catering and hospitality, have been absolutely devastated and the effects have ricocheted across the mortgage market. Across the board, most lenders have become more cautious and forensic in their approach, even though plenty of industries remain relatively unaffected…

Unsurprisingly, one of the first things a mortgage lender will look at is an applicant’s income stream, but did you know that working in a certain profession might give you access to a specialist type of mortgage? If you’re an Architect, Solicitor, Barrister, Accountant, Actuary, Surveyor, Doctor, Dentist, Vet, Pharmacist, Teacher, Police Officer, Civil Servant…

As reported by the media, first time buyers have been particularly badly hit by the effects of the global pandemic, with high loan to value (LTV) mortgages becoming one of the first casualties of the COVID-19 crisis[1]. It’s common for first time buyers to approach the market with a 5% deposit and – in the…