Mortgages Private Bank Mortgages

Private Bank Mortgages

Private banks or lenders can offer competitive mortgage products for a variety of high net worth borrowers.

Private banks are a lot more willing to consider individual financial situations and lend accordingly with a bespoke tailored product. This might mean a large mortgage amount, lending on an interest-only basis, or taking multiple income streams into consideration.

We can successfully place mortgage applications for high net worth clients, regardless of how complex their financial situation is, via our network of trusted lenders. Our brokers are experts at helping high net worth clients who might have complex incomes. This can include bonus payments, profit-sharing agreements, or income and dividends from self-employment.

These circumstances may mean any income might fail to meet the criteria required by the high street banks, even though they can comfortably afford mortgage repayments.

If you have assets worth over £1m or are looking to borrow more than £500,000, then a private bank could be a viable option for your mortgage needs.

In many cases it makes little sense for affluent individuals to tie up vast sums of personal wealth in property when it can be working harder elsewhere. will guide you through the application process with the aim of negotiating the most competitive and suitable mortgage for your personal requirements.

This Month’s Top Fixed Rate

Fixed rate
Initial rate: 1.35%

Period: 2 years

Rate will revert to a variable rate, currently 4.99% thereafter
The overall cost for comparison is 4.46%

Get This Rate

This Month’s Top Variable Rate

Variable rate
Initial rate: 0.97%

Period: 2 years

Rate will revert to a variable rate, currently 4.99% thereafter
The overall cost for comparison is 4.37%

Get This Rate

Some of this month's top interest rates are listed above; the actual rate will depend on your circumstances. Please note that this information does not contain all the details you need to choose a mortgage, ask one of our advisers for a personalised key facts illustration on 020 7519 4900. The rate displayed may become out of date at short notice.

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