Dubai Mortgages

Global individuals need simple international mortgage solutions.

Dubai is the most perspective city in the UAE, known for its ultramodern architecture and lively nightlife. It is home to many world-famous luxury shopping brands in many magnificent shopping malls. Real estate is one of the most important assets of the economy around the world, and Dubai is no exception which makes it an attractive option for high net worth individuals.

Dubai is extremely attractive to buyers as it offers a wide variety of different types of properties who are looking for both affordability and luxury. From waterside apartments, luxury penthouses, townhouses, and new developments available in some of Dubai’s most iconic neighborhoods, many types of different properties attract both tenants & buyers.

Compared to other major cities worldwide like Singapore, New York & London, Dubai is a popular choice for buying palatial and affordable properties. Bearing in mind homeownership for foreign nationals only came into effect in 2002, Dubai is somewhat relatively young in establishing itself as a major hub in comparison. However, with that, the UAE has a large number of new developments which are currently being created to cater for the increasing demand for luxury living.

Properties with outside space and pools are typically the norm, depending on the size of the property, and high-end appliances, private beaches, gyms or bespoke finishes will also come as standard in most properties.

Even with the opulent lifestyle commonly known as the standard in Dubai, the ever-expanding vast city remains highly affordable.

According to a Wealth Report published in January 2022, 536 UHNWIs (Ultra High Net Worth Individuals) have the second highest availability for prime housing stock behind London. Despite the fluctuations in the real estate market, luxury homes in Dubai are far cheaper in comparison than other key cities in the world.

The Report analysed the luxury residential property worth USD 1M (AED 3.673M) that one could purchase in major luxury destinations in the world.

For $1M you can buy the following properties around the world:

  • 15 m2 in Monaco
  • 23 m2 in Hong Kong
  • 31 m2 in London
  • 34 m2 in New York
  • 36 m2 in Singapore

Source: The Wealth Report 2021

In comparison, Dubai offers almost double with $1M allowing you to purchase 165 m2 of property in a prime location at an astonishingly low price per m2.

Dubai’s housing development has increased significantly over recent years and offers a wide choice of prime property in relation to the other luxury city hubs such as London and New York. Dubai offers some of the world’s most outstanding luxury property developments, and can often exceed the luxury living standards of those developments found in cities like New York, London, Singapore, and Geneva.

Luxury affordable commodities are not just connected with property in Dubai either, as gold, petrol, and gas are also very competitively priced compared to other areas in the world.

Residents of the city also enjoy high standards of living with plenty of home help available in every neighborhood such as gardeners, nannies, and cleaners. Compared to London, cleaners are on average around 20% cheaper.

Dubai offers the best of everything, apartments, duplexes, hotel apartments, villas, and townhouses, including the weather plus more!


The most common and popular type of residential property in Dubai are apartments, available from the ground floor right up to the top of the tower, and offers a number of different configurations, ranging from studios to 3-bedroom units.

While studio apartments comprise mainly of a self-contained unit with ample main space, other bed types have one or more reception rooms. Residential apartments in Dubai generally come with spacious balconies to private or shared pools, gyms, cinema rooms, and CCTV surveillance.

The prices of apartments vary depending upon the neighbourhood, amenities offered and bed type:.

  • 1-bedroom apartments in Dubai start from AED 299k*.
  • Larger 2-bedroom flats in Dubai generally range from AED 410k and AED 5M*.
  • However, renting in Dubai, apartments can cost anywhere between AED 20k to well over AED 350k*, when it comes to more spacious and luxurious units.

Source:, September 2022


Duplexes are the more desired type as they are connected over two floors and present a villa-type feel and offers more space and privacy. A typical duplex plan is where a kitchen, living room and hall are one floor, where the bedrooms are on the second floor and is a perfect solution for those who don’t want to compromise on the convenience of living in flats.


Villas are also one of the most common property types in Dubai, as they offer a more generous living space and are therefore preferred by larger families. Villas often have a bigger footprint, private gardens, and attached garages making them much more attractive to families, and are often built within exclusive developments providing more privacy. Villas are available in several bed types, ranging from 3-7 bedrooms.


Townhouses are often confused with villas, however, a townhouse typically shares a common wall with another unit. In Dubai, you can find an abundance of both ‘attached’ and ‘semi-attached’ townhouses ranging from 3-6 bedrooms.


Penthouses are located on the top floors of apartment towers, as they offer spectacular views, which epitomise sophistication and refined luxury. Penthouses typically offer tasteful interiors, walk-in wardrobes, and en-suite bathrooms, with pools, private lifts, and parking spaces adding to the list of exclusive living.

In Dubai, penthouses will often offer spectacular views of the world’s tallest skyscraper, the Burj Khalifa, or the city’s famous Palm Jumeirah as well as Marina Gate & the stunning Elite Residence.

Penthouses in Dubai start from AED 3m upwards depending on the area.

Why Large Mortgage Loans?

Whatever type or size of property you are looking for, we specialise in arranging large mortgages, offering a bespoke service for High Net Worth Individuals. With access to decision-makers to over 300 lenders globally, our speed of response is second to none.

Our specialist mortgage advisors can speak a multitude of languages, including Arabic, which is essential for impactful communication. is on hand to assist clients 24/7 as we work across multiple jurisdictions, enabling us to provide flexible solutions for clients living overseas.

If you are considering purchasing or remortgaging a property abroad, one of our specialist mortgage advisors can guide you through the buying process step by step. We ensure that you receive a customised mortgage deal to suit your individual needs and unique requirements.

To find out how Large Mortgage Loans can help you with your international mortgage requirements, call an expert now.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some aspects of buy-to-let mortgages.

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Specialists in creating innovative and bespoke funding solutions for complex situations for High Net Worth Clients.

Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Changes in the exchange rate may increase the sterling equivalent of your debt. You may have to pay an early repayment charge to your existing lender if you remortgage. Think carefully before securing any other debts against your home. is a trading name of Ltd, Aegon House, Ground Floor Suite, 13 Lanark Square, London, E14 9QD authorised and regulated by the Financial Conduct Authority (FCA). Our FCA registration number is 302228 and can be viewed by visiting the FCA website: The FCA does not regulate tax advice or some aspects of commercial, buy to let, overseas mortgages, bridging finance, finance and asset lending. Ltd is a licensed credit broker, and not a lender. Ltd Registered in England and Wales No: 5070990 Registered Address: As above. The guidance and advice contained within the website are subject to the UK regulatory regime and is primarily targeted at UK customers. Calls may be recorded for training and monitoring.
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