Commercial investment mortgages are designed for individuals and companies purchasing a business property as an asset, profiting from rents and property value appreciation.
Typical examples of when a commercial property mortgage would apply would be for shopping complexes, hotels, offices, warehouses and so forth.
We understand that customers can struggle to find a High Street lender that can cater for the needs of a commercial mortgage - that’s where a commercial mortgage broker like us can help. We offer access to private banks and commercial lenders and have extensive knowledge of dealing with this type of customer.
Our customers include a portfolio of 17 care homes worth a combined £30 million, a warehouse worth over £5 million, and flats worth over £4 million.
Loans can be structured in many different ways; onshore / offshore, company name or trust. The lenders we work with will have more flexible underwriting criteria, and our experience allows us to negotiate on your behalf for your ideal commercial investment.
A commercial mortgage is quite simply a mortgage that is lent to an individual or company to buy a business property. Different types of property for business purposes are as follows:
There is no maximum loan but the loan to value will vary significantly depending on property type. To find out more complete the enquiry form below and a commercial mortgage specialist will be back to you shortly to discuss your requirements.
largemortgageloans.com is a member of the NACFB.
Why use an NACFB Broker?
As funding for Small Businesses has become more difficult, the advantages of using a broker to help fund your business are greater than ever and this has been recognised at the highest level. The NACFB is engaged with Government and HM Treasury in sourcing not only High Street lending but alternative forms of Finance to help SMEs in the UK.
About the NACFB
The National Association of Commercial Finance Brokers was founded in 1992 in response to the growing incidence of fraud and is run by an elected Board of Directors supported by the Executive. It was formed in the belief that the establishment of measurable standards of proper professional practice in sourcing commercial funding was in the best interests of its SME customers, and vital to the integrity and future well-being of the industry. The NACFB has established complaints and disciplinary procedures designed to eliminate unacceptable working practices amongst its members. The Association also exists to safeguard both its members and their clients against restrictive practices within the industry.
The Financial Conduct Authority does not regulate some aspects of commercial mortgages.
Some of this month's top interest rates are listed above; the actual rate will depend on your circumstances. Please note that this information does not contain all the details you need to choose a mortgage, ask one of our advisers for a personalised key facts illustration on 020 7519 4900. The rate displayed may become out of date at short notice.
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YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT
Changes in the exchange rate may increase the sterling equivalent of your debt
Largemortgageloans.com is a trading name of Largemortgageloans.com Ltd, 12 Pepper Street, London, E14 9RP which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register No 302228 which can be viewed here: www.fca.org.uk/register/. The Financial Conduct Authority does not regulate some aspects of buy to let mortgages, overseas mortgages and tax advice. Help and advice in regards to mortgages is available at www.moneyadviceservice.org.uk
Largemortgageloans.com Limited is registered with the Guernsey Financial Services Commission as a Non-Regulated Financial Services Business.
A typical fee of 1.17% of the mortgage amount is payable. Of this, 20% is payable on application and the balance of 80% on completion. For example on a mortgage application of £300,000 the fee would be £3,510 in total. Of this, £702 (20%) would be payable on application and the balance of £2,808 (80%) on completion. The total fee is non refundable. We may also be paid commission from the lender. The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. Calls may be recorded for training and monitoring.
You may have to pay an early repayment charge to your existing lender if you remortgage.
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