Commercial investment mortgages are designed for individuals and companies purchasing a business property as an asset, profiting from rents and property value appreciation.
Typical examples of when a commercial property mortgage would apply would be for shopping complexes, hotels, offices, warehouses and so forth.
We understand that customers can struggle to find a High Street lender that can cater for the needs of a commercial mortgage – that’s where a commercial mortgage broker like us can help. We offer access to private banks and commercial lenders and have extensive knowledge of dealing with this type of customer.
Our customers include a portfolio of 17 care homes worth a combined £30 million, a warehouse worth over £5 million, and flats worth over £4 million.
Loans can be structured in many different ways; onshore / offshore, company name or trust. The lenders we work with will have more flexible underwriting criteria, and our experience allows us to negotiate on your behalf for your ideal commercial investment.
A commercial mortgage is quite simply a mortgage that is lent to an individual or company to buy a business property. Different types of property for business purposes are as follows:
- Commercial buy to let property
- Land for development
- Public houses
- Hotels & guest houses
- Farms and other agricultural land
- Leisure industry
- Warehouses and factory units
- Office accommodation
There is no maximum loan but the loan to value will vary significantly depending on property type. To find out more complete the enquiry form below and a commercial mortgage specialist will be back to you shortly to discuss your requirements.