Recently set up a new business? Don’t let that stop you getting a mortgage!

Changed roles or set up a new business venture in recent years? Sometimes this can cause issues with some mortgage providers who may request to see income stretching back around three years. However, that’s not always possible. is often approached with cases such as these that can be complex to place. One recent example of this is listed below.

Case profile

Despite being new entrepreneurs, our clients were looking to secure 70% LTV on over £900,000 in order to purchase their new home. The couple had launched their own business less then a year ago and therefore had no accounts to prove yet.


Associate Director Dan Gracie approached a specialist lender, with who we have an excellent relationship with, and provided them with the clients CV, management accounts, accountants reference and company bank statements in order for the lender to take a sensible approach to financing.

The lender was happy with the proof provided and agreed to lend the clients their desired loan amount.

Your home or property may be repossessed if you do not keep up repayments on your mortgage. 

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We are the UK’s leading specialist in delivering innovative and bespoke financing solutions to global clients.


Specialists in creating innovative and bespoke funding solutions.

Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Changes in the exchange rate may increase the sterling equivalent of your debt. You may have to pay an early repayment charge to your existing lender if you remortgage. Think carefully before securing any other debts against your home. is a trading name of Ltd, Aegon House, Ground Floor Suite, 13 Lanark Square, London, E14 9QD authorised and regulated by the Financial Conduct Authority (FCA). Our FCA registration number is 302228 and can be viewed by visiting the FCA website: The FCA does not regulate tax advice or some aspects of commercial, buy to let, overseas mortgages, bridging finance, finance and asset lending. Ltd is a licensed credit broker, and not a lender. Limited is registered with the Guernsey Financial Services Commission, reference number: 2269418, as a Non-Regulated Financial Services Business. Ltd Registered in England and Wales No: 5070990 Registered Address: As above. The guidance and advice contained within the website are subject to the UK regulatory regime and is primarily targeted at UK customers. Calls may be recorded for training and monitoring.