Overseas Mortgages – Mortgages for Overseas Property

More of us are choosing to purchase a property abroad for a holiday home or for investment purposes. In both cases this will usually require an overseas mortgage.

Our expertise and experience is in creating an individual solution for your personal requirements, whether you are buying a property in France, Spain, Italy, Portugal, the US, Australia or elsewhere.

We can assist in over 50 countries in the world. As a specialist overseas mortgage broker, we have access to banks in the UK, Europe and worldwide.

Applying for an overseas mortgage is very similar to applying for a domestic mortgage in that the lender will look closely at your income, assets, expenditure and credit history, and assess you accordingly.

The type of mortgage arranged on an overseas property, and the eventual size of the loan offered, will depend on the country the property is based in, and whether it is secured against the equity in your UK home.

The deposit required on overseas mortgages tends to be higher than on a standard UK mortgage, although this will often depend on the country you plan to buy in. Because even large overseas mortgages tend to run over a shorter time period than their UK counterparts, they generally involve higher repayments.

Whatever and wherever the property you wish to buy, we can help you decide whether you should take out a sterling or foreign currency mortgage, and work with our network of lenders to find you the right mortgage for your circumstances.

We understand the complex nature of buying overseas and can ensure that the process runs as smoothly as possible, whether it be an investment property or your dream holiday home.

Think carefully before securing other debts against your home or property.


Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Changes in the exchange rate may increase the sterling equivalent of your debt. You may have to pay an early repayment charge to your existing lender if you remortgage. Think carefully before securing any other debts against your home.  

largemortgageloans.com is a trading name of Largemortgageloans.com Ltd, Aegon House, Ground Floor Suite, 13 Lanark Square, London, E14 9QD authorised and regulated by the Financial Conduct Authority (FCA). Our FCA registration number is 302228 and can be viewed by visiting the FCA website: www.fca.org.uk. The FCA does not regulate tax advice or some aspects of commercial, buy to let, overseas mortgages, bridging finance, finance and asset lending. Largemortgageloans.com Ltd is a licensed credit broker, and not a lender.

Largemortgageloans.com Ltd Registered in England and Wales No: 5070990 Registered Address: As above. The guidance and advice contained within the website are subject to the UK regulatory regime and is primarily targeted at UK customers. Calls may be recorded for training and monitoring.

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Largemortgageloans is a trading name of Largemortgageloans.com Ltd, Aegon House, Ground Floor Suite, 13 Lanark Square, London