Secure almost £1million for a unique country property

Can I get a million plus remortgage?
Thursday March 12, 2020

At we help people overcome a variety of challenges to secure their ideal property. Often this relates to the client’s individual situation, but in many cases the property itself also proves a challenge to finance. If you have a unique property you’d like to talk to us about, speak to one of our expert advisers on 020 7519 4984 or email us.

Case profile

We were approached by clients who were at their wits end. They came to after another broker was unable to secure them their desired lending terms. The clients were looking to secure 60% LTV against a property over £1.5million. To add to the complexity of this case, the property then fell down at valuation as it is such a unique property.

The property was considered unique because it was a large country home with an annex. However, it also had an adjoining commercial premise to be used for the client’s business.

Income from the client’s limited company would be used for repayment as it demonstrated a steep increase in turnover and profits. But to borrow enough, the most recent year and draft accounts for the financial year just ending needed to be presented to lenders.


Associate Director Nigel Bedford presented this compelling case, as well as their retained profits, to a specialist underwriter who agreed to proceed on the above basis. They were not put off by the unique nature of the property and agreed a fixed rate for 5 years.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

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We are the UK’s leading specialist in delivering innovative and bespoke financing solutions to global clients.


Specialists in creating innovative and bespoke funding solutions.

Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Changes in the exchange rate may increase the sterling equivalent of your debt. You may have to pay an early repayment charge to your existing lender if you remortgage. Think carefully before securing any other debts against your home. is a trading name of Ltd, Aegon House, Ground Floor Suite, 13 Lanark Square, London, E14 9QD authorised and regulated by the Financial Conduct Authority (FCA). Our FCA registration number is 302228 and can be viewed by visiting the FCA website: The FCA does not regulate tax advice or some aspects of commercial, buy to let, overseas mortgages, bridging finance, finance and asset lending. Ltd is a licensed credit broker, and not a lender. Ltd Registered in England and Wales No: 5070990 Registered Address: As above. The guidance and advice contained within the website are subject to the UK regulatory regime and is primarily targeted at UK customers. Calls may be recorded for training and monitoring.
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Largemortgageloans is a trading name of Ltd, Aegon House, Ground Floor Suite, 13 Lanark Square, London