Richard uses’s expertise in ‘million plus’ mortgages

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Tuesday April 14, 2009

Richard Waple, managing director of Property Investment Holdings, is one of a growing number of borrowers who have benefited from’s expertise in arranging ‘million’ plus mortgages.

Richard had never missed a payment on his mortgage for the four years it had been running, but when his fixed rate deal ended last summer he had difficulty finding a new competitive rate from a high street lender, even with a low loan to value.

“The credit crunch meant that the number of offers available for a mortgage of that size was significantly reduced”, he said. “Some high street lenders simply refused to lend up to that level, let alone give me a competitive rate. I thought I was going to have to stay with my existing lender at a rate that was much higher than I had been paying previously.”

However, came up with an alternative strategy, making use of their strong relationships with the private banks. Mr Waple was introduced to the private banking division of an international bank and his interview with the private bank manager resulted in an offer of a very competitive two year fixed rate.

“The whole process was extremely quick,” he said. “And the deal is much better than anything I was offered by the mainstream lenders. Since last summer rates have come down and I have been offered a cheaper product switch.”

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