Remortgage and capital raised in advance of property purchase

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Have you considered raising capital for an investment property to negotiate a better price? We are experts at arranging large loans for unspecified properties.

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Case profile

Our client was looking to remortgage their home and raise capital in advance of finding an investment property to buy, which would help them secure a better deal as a cash buyer. The sole earner received a basic salary bolstered by significant quarterly bonuses. Our client wanted to use an interest-only facility and to borrow as much as possible.


We used our experience and contacts to find lenders offering the highest loan-to-value, which we then whittled down to the most suitable lender by scoping out who could assist with quarterly bonuses in excess of a basic salary and who could provide a five-year fixed rate.

We sourced a lender who was comfortable lending £976,000 over a 21-year term, with £750,000 to repay the current mortgage and £226,000 raised for the new purchase. We provided them with a loan to value of 80% and borrowed 50% of the value on an interest-only basis with the remaining 30% on repayment. All was secured at a competitively low fixed for five years.

To discuss this or any other large mortgage case, please contact us.

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