If you are looking to refinance development debt, speak to our experts in commercial finance

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Tuesday May 25, 2021

Our commercial finance department is a key element of the largemortgageloans.com offering, and provides finance on a range of properties, from public houses and hotels to warehouses and development sites. As a specialist area, commercial lending requires experienced and qualified experts to guide clients through the process. Our team is accredited by the National Association of Commercial Finance Brokers and we were recently shortlisted as ‘Commercial Finance Broker of the Year’ by the NACFB.

Case profile

Our property developer client approached our Head of Commercial Finance, Charles Ayton, to refinance a recently built and now fully let block of 14 flats in the South East. Looking for a loan of £1.2m, the clients had several years’ worth of experience in developing and had built up a good relationship with one lender, which they were looking to build upon.


Charles identified at a part amortising loan offered by the preferred lender as an ideal fit for our client. A part amortising loan is a part interest only and a part repayment loan and can be a great solution for both commercial and residential clients looking to reduce their loan size, whilst retaining affordable repayments. With a strong rent roll, the client’s project was a perfect fit for this loan and comfortably met the bank’s requirements.

Having built upon their relationship with the lender, the client expects to secure further funding from this source as they look to develop and invest in more residential properties and expand their portfolio in the South East.

Whether you’re an experienced or first-time property developer, if you are looking for funding to develop property, you need an expert team on your side. Get in touch with us to find out how we can help you to secure bespoke finance solutions, tailored to your specific requirements.

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Specialists in creating innovative and bespoke funding solutions.

Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Changes in the exchange rate may increase the sterling equivalent of your debt. You may have to pay an early repayment charge to your existing lender if you remortgage. Think carefully before securing any other debts against your home.  

largemortgageloans.com is a trading name of Largemortgageloans.com Ltd, Aegon House, Ground Floor Suite, 13 Lanark Square, London, E14 9QD authorised and regulated by the Financial Conduct Authority (FCA). Our FCA registration number is 302228 and can be viewed by visiting the FCA website: www.fca.org.uk. The FCA does not regulate tax advice or some aspects of commercial, buy to let, overseas mortgages, bridging finance, finance and asset lending. Largemortgageloans.com Ltd is a licensed credit broker, and not a lender.

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Largemortgageloans is a trading name of Largemortgageloans.com Ltd, Aegon House, Ground Floor Suite, 13 Lanark Square, London