Moving to the UK from overseas? Find out how we can help you secure a mortgage

Moving to a new country can involve all manner of bureaucracy, and it can be less than straightforward to secure a mortgage in the UK if you’re from overseas. One of our specialisms at is arranging bespoke lending solutions for foreign nationals buying UK property, whether they’re based overseas or here in the UK.

Case profile

We were recently contacted by an Indian entrepreneur who had business interests across a number of global regions. Our client now had their sights set on London as the next location for an arm of their multi-national organisation and had decided to purchase a family home in the capital. Associate Director Daniel Gracie handled the case and he explains why people coming to the UK from overseas can sometimes struggle to find a mortgage.

“What lenders need to see is evidence of income, and when that income is earned overseas or in different currencies, mainstream lenders can sometimes struggle to deal with these cases as they don’t tick the standard boxes. Unlike other brokers, this is the kind of case we specialize in. Our team has built up decades of knowledge and experience about the offerings available in the market for clients from overseas, as well as relationships with decision makers who understand the challenges that some clients need to navigate.”


In this case, we were able to find a solution with a well-known lender who agreed that they could base their lending decision on our client’s Indian and US company accounts. We were able to evidence the sustainability of our client’s overseas interests by explaining the organisational management structure they had set up, meaning they didn’t need to be on site in order to guarantee the future success of the business. By taking this approach, Dan ensured that our client secured the lending required to purchase a new build family home in the capital, where we hope his business will continue to thrive.

Your home or property may be repossessed if you do not keep up repayments on your mortgage. 

Changes in the exchange rate may increase the sterling equivalent of your debt.

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We are the UK’s leading specialist in delivering innovative and bespoke financing solutions to global clients.


Specialists in creating innovative and bespoke funding solutions.

Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Changes in the exchange rate may increase the sterling equivalent of your debt. You may have to pay an early repayment charge to your existing lender if you remortgage. Think carefully before securing any other debts against your home. is a trading name of Ltd, Aegon House, Ground Floor Suite, 13 Lanark Square, London, E14 9QD authorised and regulated by the Financial Conduct Authority (FCA). Our FCA registration number is 302228 and can be viewed by visiting the FCA website: The FCA does not regulate tax advice or some aspects of commercial, buy to let, overseas mortgages, bridging finance, finance and asset lending. Ltd is a licensed credit broker, and not a lender. Limited is registered with the Guernsey Financial Services Commission, reference number: 2269418, as a Non-Regulated Financial Services Business. Ltd Registered in England and Wales No: 5070990 Registered Address: As above. The guidance and advice contained within the website are subject to the UK regulatory regime and is primarily targeted at UK customers. Calls may be recorded for training and monitoring.