90% LTV mortgages are still achievable with the right team on your side

LTV mortgages are still achievable with the right team on your side
Monday December 7, 2020

Much has been made of the fact that several lenders have pulled back on their 90, 95 and 100% loan to value (LTV) mortgages as the global pandemic continues to have an economic impact. In fact, it has been estimated than as many as 1,000 low deposit mortgage deals have been pulled from the market in the last six months[1], due to lenders exercising increased caution in the face of uncertainty. Although there are certainly fewer deals to be had in the market, we are still able to find them in the right circumstances. That’s why our clients value our team of specialist advisers, because we have decades of experience in hunting down opportunities across our global panel of over 200 lenders.

Case profile

Our client contacted our Associate Director, Tom Foster, late on a Friday afternoon, having been let down by a lender on their 90% LTV mortgage. The contract exchange date to purchase the house was fast approaching, so there was a need for speed to secure the finance and the property.


Tom acted immediately to meet the client (observing social distancing guidelines) to obtain the relevant paperwork, so that the application could be submitted the same day to the lender. The valuation on the £875,000 property was booked immediately, and the mortgage offer produced within ten days of the application being submitted – an incredibly fast turnaround in COVID times, when most applications are taking several weeks longer than usual. With mortgage offer in hand, the client was able to exchange contracts and complete on the purchase of their new home.

If you need a high LTV mortgage, we may be the team to help. Get in touch with one of our specialist advisers today to discuss your options.

[1] https://www.yourmoney.com/mortgages/more-than-1000-low-deposit-mortgage-deals-pulled-in-just-six-months/

Return to Our Case Studies

Our insights

We are the UK’s leading specialist in delivering innovative and bespoke financing solutions to global clients.


Specialists in creating innovative and bespoke funding solutions.

Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Changes in the exchange rate may increase the sterling equivalent of your debt. You may have to pay an early repayment charge to your existing lender if you remortgage. Think carefully before securing any other debts against your home.  

largemortgageloans.com is a trading name of Largemortgageloans.com Ltd, Aegon House, Ground Floor Suite, 13 Lanark Square, London, E14 9QD authorised and regulated by the Financial Conduct Authority (FCA). Our FCA registration number is 302228 and can be viewed by visiting the FCA website: www.fca.org.uk. The FCA does not regulate tax advice or some aspects of commercial, buy to let, overseas mortgages, bridging finance, finance and asset lending. Largemortgageloans.com Ltd is a licensed credit broker, and not a lender.

Largemortgageloans.com Ltd Registered in England and Wales No: 5070990 Registered Address: As above. The guidance and advice contained within the website are subject to the UK regulatory regime and is primarily targeted at UK customers. Calls may be recorded for training and monitoring.

Make An Enquiry

London Office (Main):


London Office (Main):


Largemortgageloans is a trading name of Largemortgageloans.com Ltd, Aegon House, Ground Floor Suite, 13 Lanark Square, London