Our Case Studies
Our Case Studies » Is your complex income structure affecting your lending capability?

Is your complex income structure affecting your lending capability?

Is your complex income structure affecting your lending capability? Talk to us…


Helping people with complex earnings secure funding forms a key part of our business and is one of the reasons we were established 17 years ago.

Many of the clients we work with come to largemortgageloans.com because, although they have a high net worth, their income structures are complex, and it can be difficult for lenders to see the value in their portfolio. Much of our work, therefore, is in demystifying and drawing out the details from clients and then presenting their case clearly and concisely to the lenders who we know are willing to take a holistic view of a client’s true financial situation.

Our latest success story is a classic example of this, with our clients owning 14% of a business turning over almost £100m per year. Despite the huge success of the company, our clients drew a relatively modest salary in comparison, with the rest of their income being paid into a trust.


On the face of the figures, most lenders would not accept our clients’ application to refinance £3.15m against their £4.2m home. However, once the ownership structure was explained to the right lender and the value of the trust was understood, our client soon had their application accepted and they received their funding package.

If you would like to find out more about the myriad of funding packages we can access, don’t hesitate to get in touch with our expert team of advisers.

Your home or property may be repossessed if you do not keep up repayments on your mortgage. 

Return to Our Case Studies

Latest Articles/News

Case Studies

When clients are starting out in a new venture, there are inevitably period…

Latest/Related News

One of the elements which sets us apart from other mortgage advisers is our…

Press Release

The team at largemortgageloans.com has collectively been nominated for thre…

Press Coverage

Buy-to-let ratings survey: Lenders of rank…

LML Brochure

Download our brochure to find out more about largemortgageloans.com and what we can offer

Click to Download

Sign Up

Subscribe now, to hear from us on the latest mortgage market news, products and services.

Client Testimonials