Are you looking to buy a pied-à-terre? Find out how our team can help

Although Brexit has caused widespread uncertainty in the property market, the weak pound and a readjustment of house prices has made some areas – specifically the UK’s iconic capital city – more attractive to overseas buyers.

Case profile

A recent case saw us work with a familiar profile of a client who wished to buy a pied-à-terre in London. An ultra high net worth foreign national, they had assets and companies spread across a number of jurisdictions and were based overseas, receiving income in multiple different currencies. They had decided to buy a London pied-à-terre and had placed a large deposit on a property and committed to significant development plans.

Where our client’s needs differed from most was that they wanted to borrow up to 60% of the property’s current market value rather than the initial purchase price. They were confident that the work being undertaken would have a significant effect on the property’s price and therefore wanted their mortgage to reflect this. The client also wanted the majority of the loan to be interest only on a variable rate, with the flexibility to fix the rate at a later date, given the uncertainty in the economy and the looming prospect of the Bank of England lowering interest rates.


Our team sourced a lender who agreed to look at the current value of the property and lend 60% on an £6.5m property valuation. Of that 60%, 50% of the loan would be interest only for the full term of the loan, 10% is repayment. The whole loan was offered on a variable interest rate, with the ability to switch to a fixed rate at the client’s request.

Your home or property may be repossessed if you do not keep up repayments on your mortgages. 

Changes in the exchange rate may increase the sterling equivalent of your debt. 

Return to Our Case Studies

Our insights

We are the UK’s leading specialist in delivering innovative and bespoke financing solutions to global clients.


Specialists in creating innovative and bespoke funding solutions.

Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Changes in the exchange rate may increase the sterling equivalent of your debt. You may have to pay an early repayment charge to your existing lender if you remortgage. Think carefully before securing any other debts against your home. is a trading name of Ltd, Aegon House, Ground Floor Suite, 13 Lanark Square, London, E14 9QD authorised and regulated by the Financial Conduct Authority (FCA). Our FCA registration number is 302228 and can be viewed by visiting the FCA website: The FCA does not regulate tax advice or some aspects of commercial, buy to let, overseas mortgages, bridging finance, finance and asset lending. Ltd is a licensed credit broker, and not a lender. Limited is registered with the Guernsey Financial Services Commission, reference number: 2269418, as a Non-Regulated Financial Services Business. Ltd Registered in England and Wales No: 5070990 Registered Address: As above. The guidance and advice contained within the website are subject to the UK regulatory regime and is primarily targeted at UK customers. Calls may be recorded for training and monitoring.