What is a part and part mortgage?

Monday March 6, 2023

A part and part mortgage is one mortgage loan but you have the option to split  your repayments between interest-only payments and capital and interest payments.

It offers you flexibility and control over your repayments at a rate that is suitable for you at that moment in your life. As your financial situation changes, you can adjust your payment amount accordingly.

Why might you want a part and part mortgage?

To allow you greater control over your monthly repayments. You can choose how much of your repayment should go toward interest and how much should go toward capital. This can be especially helpful if you have a variable income or want to maintain a certain level of cash flow each month.

It can be a great option for those who want to build up equity in their home whilst also managing their cash flow .

A specialist broker, like largemortgageloans.com, will be able to take you through the ins and outs of a part and part mortgage.

Give us a call ️or drop us a message today to find out how we can help.

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Changes in the exchange rate may increase the sterling equivalent of your debt. You may have to pay an early repayment charge to your existing lender if you remortgage. Think carefully before securing any other debts against your home.  

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