Mortgage Market News
Mortgage Market News Market intelligence: borrowers could be missing out on the best deals for large mortgage loans

Market intelligence: borrowers could be missing out on the best deals for large mortgage loans

Bank Base Rate (BBR) is now at an all time historic low, following the Bank of England’s latest rate cut to 0.5%. Borrowers have been waiting for rates to fall before locking into a new deal, so is now the right time? Mortgage rates cannot fall much further (they may even start to rise again if worries about inflation lead to an increase in BBR) and so this does seem to be the right moment for all borrowers to take action. But just how easy is it to find the best deal for those borrowers who need a large mortgage loan, particularly if they are reliant on bonuses, are self-employed or have complex financial affairs?

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This Month’s Top Fixed Rate

Fixed rate
Initial rate: 1.35%

Period: 2 years

Rate will revert to a variable rate, currently 4.99% thereafter
The overall cost for comparison is 4.46%

Get This Rate

This Month’s Top Variable Rate

Variable rate
Initial rate: 0.97%

Period: 2 years

Rate will revert to a variable rate, currently 4.99% thereafter
The overall cost for comparison is 4.37%

Get This Rate

Some of this month's top interest rates are listed above; the actual rate will depend on your circumstances. Please note that this information does not contain all the details you need to choose a mortgage, ask one of our advisers for a personalised key facts illustration on 020 7519 4900. The rate displayed may become out of date at short notice.

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