Mortgage Market News

Interest only private finance available up to 95% loan to value for five years

Interest only private finance available up to 95% loan to value for five years Up to 95% Loan to Value lending on properties valued over £5m We have access to a new facility which is available up to 95% loan to value for selected individuals, Trustees, Property Investment Companies and Nominees seeking tax planning for properties valued over £5 million. Rates from 1.95% over cost of funds at 95% LTV Additional Criteria Interest rates from 1.95% over cost of funds Overall cost for comparison 2.4% APR1 representative variable. (The actual rate will depend on your circumstances. Ask for a personalised illustration) Available up to 95% loan to value Lender arrangement fees dependent on circumstances, but typically 0.5% of loan amount Available on single residential property valued over £5 million Maximum facility term of 5 years on an interest only basis Fully flexible facility enabling unlimited overpayments and redraw without penalties Assets under management required, which can be lodged onshore/offshore Broker fee is payable2 Acceptance subject to criteria and status3 For example The client owns a property with a value of £5 million with £2 million outstanding. We can arrange a mortgage of £4.75 million against the property with £2.75 million released. As a condition of the loan £1.75 million of assets must be held under custody by the lender as additional security. The balance would be free for the client to have or invest as required. Contact us now With our award winning team of experienced large mortgage loan brokers and close relationships with over 40 private banks, our Partnership Programme helps introducers place mortgages in excess of £500,000. Our expertise and experience is in creating a tailored solution for your clients, guaranteeing not to cross-sell. We cater for foreign nationals, British Expats, UK residents earning in foreign currencies and ‘non-domiciled’ UK residents. If you would like to talk to one of our brokers about placing a large mortgage loan through the Partnership Programme, please call us on 020 7519 4900 or email info@largemortgageloans.com. Your home or property may be repossessed if you do not keep up repayments on your mortgage. largemortgageloans.com does not give Tax or Legal advice. Please seek advice from a tax adviser.This should only be considered for those of moderate risk and above. 1 The overall cost for comparison 2.4% APR representative variable based on a tracker rate of 2.43% for 5 years with lender’s arrangement fees of 0.5% x £5,000,000 (£25,000) and legal and valuation fees of £2000. The actual rate available will depend on your circumstances. Ask for a personalised illustration. ² Your initial consultation is obligation free. A fee of up to 1% of the mortgage amount is payable, of this 25% is payable on application and the remainder on completion, e.g. on a mortgage of £100,000 the fee would be £1,000 in total of which £250 would be payable on application. The total fee is non-refundable. We may also be paid commission from the lender. ³ These rates may not be available to all customers and may not be suitable for all customers, dependent upon their individual circumstances. The rates quoted may become out of date at short notice and may not be available at the point at which customers enquire about them. This email may not contain all the information needed for customers to make a decision and they should seek advice. ⁴ Winner of the British Mortgage Awards category for Large Loans Broker in 2009, 2010 and 2012. The Financial Services Authority does not regulate tax advice and some aspects of buy to let mortgages and overseas mortgages.

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Changes in the exchange rate may increase the sterling equivalent of your debt. You may have to pay an early repayment charge to your existing lender if you remortgage. Think carefully before securing any other debts against your home.  

largemortgageloans.com is a trading name of Largemortgageloans.com Ltd, Aegon House, Ground Floor Suite, 13 Lanark Square, London, E14 9QD authorised and regulated by the Financial Conduct Authority (FCA). Our FCA registration number is 302228 and can be viewed by visiting the FCA website: www.fca.org.uk.  The FCA does not regulate tax advice or some aspects of commercial, buy to let, overseas mortgages, bridging finance, finance and asset lending.  

Largemortgageloans.com Limited is registered with the Guernsey Financial Services Commission, reference number: 2269418, as a Non-Regulated Financial Services Business.  

Largemortgageloans.com Ltd Registered in England and Wales No: 5070990 Registered Address: As above. The guidance and advice contained within the website are subject to the UK regulatory regime and is primarily targeted at UK customers. Calls may be recorded for training and monitoring.