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Financial Articles High Value Mortgages

High Value Mortgages

Applying for a high value mortgage can face different challenges compared to applying for a mainstream mortgage. High street bank deals are harder to find over £million. The benefit of using a mortgage broker is that they have access to private banks and lenders with an appetite for larger loans.

We have comprehensive global links to private banks, boutique lenders and private investors, all of which are pleased to approve the more complex loans. We recognise that for wealthy individuals, proving your income can be tricky since it may come from multiple sources. Importantly, the specialist lenders that we deal with are more likely to consider clients with these multiple income streams.

We assess the entire market to make sure we get you the best possible terms and analyse and assess a number of different ways to structure the loan.

Our specialism also extends to arranging mortgages for special circumstance individuals.

British Expatriates

We work with private banks that will lend large loans to British expats wishing to invest in UK property. These banks regularly deal with the complicated scenarios of those living and working abroad.

Non-domiciled UK residents

One of the biggest challenges in securing a high value loan for non-domiciled, non- UK residents is the language barrier and the different tax and payroll systems used for proving income. We know and can access the banks that specialise in lending to a particular country, au fait with reading and understanding the relevant documentation.

We have many years of experience in dealing with these types of complex mortgages. has built our reputation on providing mortgage advice to high net worth individuals.

“I have recently had my mortgage application dealt with by your employee. I would like to take this opportunity to commend him for his excellent customer service and knowledge of your products. He handled my file with ‘a pair of silk gloves’. As a new property investor, I will certainly be using his services in future.”

We like to make the process as simple as possible for you and will move at your pace. We understand that our clients have so many demands on their time and we also appreciate the high standards that they expect. This knowledge is at the forefront of our business strategy.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.  CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF YOUR DEBT. is a trading style of Ltd who are authorised and regulated by the Financial Conduct Authority. Ltd is registered in England and Wales No: 5070990 Registered Address: Bridge House, London Bridge, London, SE1 9QR

This Month’s Top Fixed Rate

Fixed rate
Initial rate: 1.35%

Period: 2 years

Rate will revert to a variable rate, currently 4.99% thereafter
The overall cost for comparison is 4.46%

Get This Rate

This Month’s Top Variable Rate

Variable rate
Initial rate: 0.97%

Period: 2 years

Rate will revert to a variable rate, currently 4.99% thereafter
The overall cost for comparison is 4.37%

Get This Rate

Some of this month's top interest rates are listed above; the actual rate will depend on your circumstances. Please note that this information does not contain all the details you need to choose a mortgage, ask one of our advisers for a personalised key facts illustration on 020 7519 4900. The rate displayed may become out of date at short notice.

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