Can I get a mortgage if I have lived out of the UK for many years?

Q: Can I get mortgage if out of UK for many years? 40% deposit, need 1.5m.

A:

Yes, it is possible to obtain a mortgage for a UK property even if you have been out of the UK for a number of years. Depending on how much deposit you have, and the loan amount, we can approach private banks and offshore lenders, who will take a view on applicants who might not have a recent credit history in the UK. Because you are looking to borrow £1,500,000 and you can put down a deposit of 40% of the property value, we can approach these banks who will consider your application. You may need to provide more to support your application because they cannot perform electronic credit checks, such as 12 months of bank statements, or perhaps a reference from where you bank abroad. Contact us for further details on 020 7519 4900

These questions are for information purposes only and do not contain all the details you need to choose a mortgage, ask one of our advisers for a personalised key facts illustration

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Changes in the exchange rate may increase the sterling equivalent of your debt. You may have to pay an early repayment charge to your existing lender if you remortgage. Think carefully before securing any other debts against your home.  

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