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Mortgages

Life Insurance & Protection

In addition to arranging your mortgages, Largemortgageloans.com can also arrange comprehensive life insurance & critical illness cover at competitive rates. Life cover is designed to help you repay your outstanding mortgage or maintain repayments if you become seriously ill or die, by providing either a cash lump sum or a monthly income.

Types of cover available include:

  • Mortgage Protection
  • Critical Illness Cover
  • Terminal Illness Cover

 

Details of level term mortgage protection policies are to the right, the type of insurance that is most suitable will depend on individual circumstances. To speak to one of our advisers about arranging life cover call us now on 020 7519 4900 or:

Get a Protection Quote.

Largemortgageloans.com does not charge any fees for arranging mortgage protection policies.

Mortgage Protection

Mortgage Protection is a type of life cover where the level of benefits decreases over a fixed period of time and it is commonly used to repay some or all of the policyholder's mortgage if they die during the term of the policy. As the amount of the loan reduces, so does the amount of protection. Mortgage Protection is often cheaper than Level Term Assurance because the sum assured reduces. With level term the amount of cover remains constant and therefore is more expensive.

Critical Illness Cover

The most comprehensive of cover as well as being the most expensive, this cover is designed to pay out a cash lump sum upon diagnosis of a specified critical illness. This will cover a range of illnesses and vary from company to company.

Terminal Illness cover

This is normally automatically included and the sum assured will be paid where an advanced or rapidly progressing incurable illness where, in the opinion of an attending consultant and or Chief Medical Officer, life expectancy is no greater than 12 months.

  • This Month's Top Fixed Rate

    Fixed rate
    Initial rate: 1.09%

    Period: 2 Year

    Rate will revert to the lender's standard variable rate currently 4.49%
    The overall cost for comparison is 3.99% APR

    1.09%

    More info
  • This Month's Top Variable Rate

    Variable rate
    Initial rate: 1.07%

    Period: 2 years

    Rate will revert to the lender's standard variable rate currently 5.34%
    The overall cost for comparison is 4.71%

    1.07%

    More info

    Get This Rate


Some of this month's top interest rates are listed above; the actual rate will depend on your circumstances. Please note that this information does not contain all the details you need to choose a mortgage, ask one of our advisers for a personalised key facts illustration on 020 7519 4900. The rate displayed may become out of date at short notice.

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London Office

Tel: 020 7519 4900
Fax: 020 7519 4910
Email: info@largemortgageloans.com

Guernsey Office

Tel: 01481 234527
Fax: 020 7519 4910
Email: info@largemortgageloans.com

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT
Changes in the exchange rate may increase the sterling equivalent of your debt

Largemortgageloans.com is a trading name of Largemortgageloans.com Ltd, 12 Pepper Street, London, E14 9RP which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register No 302228 which can be viewed here: www.fca.org.uk/register/. The Financial Conduct Authority does not regulate some aspects of buy to let mortgages, overseas mortgages and tax advice. Help and advice in regards to mortgages is available at www.moneyadviceservice.org.uk

Largemortgageloans.com Limited is registered with the Guernsey Financial Services Commission, reference number: 2269418, as a Non-Regulated Financial Services Business.

A typical fee of 1.17% of the mortgage amount is payable. Of this, 20% is payable on application and the balance of 80% on completion. For example on a mortgage application of £300,000 the fee would be £3,510 in total. Of this, £702 (20%) would be payable on application and the balance of £2,808 (80%) on completion. The total fee is non refundable. We may also be paid commission from the lender. The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. Calls may be recorded for training and monitoring.
You may have to pay an early repayment charge to your existing lender if you remortgage.

Largemortgageloans.com Ltd Registered in England and Wales No: 5070990 Registered Address: Bridge House, London Bridge, London, SE1 9QR. 2005-2017. All rights reserved.