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Mortgage Guides

Facts about Insurance

Insurance protects you against the unexpected. If you’re burgled, it can pay for you to replace the things that were taken. If you need medical treatment, it can pay for private healthcare, or it can replace some of your income if you can’t work. If you die unexpectedly, insurance can pay money...

Buying a house

Why buy a house?

Moving

Buying a house is one of the most stressful events in our lifetime. However,
despite the pitfalls and anxiety linked with purchasing a house, there are
undeniable benefits.

These include:

• Freedom to decorate and furnish as you...

Selling guide

Deciding to sell your home?

There are many factors that prompt people to sell their home. Perhaps a new
addition to the family means more space is needed, or children leaving home
means you want to downsize. Perhaps your work requires you to relocate,
or do you simply...

Mortgage affordability

Taking out a mortgage is one of the biggest financial commitments you can make, because of the amount you borrow and the time you take to repay it.

You may be able to afford the repayments now. But if you borrow a large amount over a long period think what may happen if, for example, your...

What to do when you can’t pay the mortgage

If you’re having trouble making your mortgage repayments, contact your mortgage lender as soon as possible to discuss your difficulties.

Dealing with your mortgage shortfall

With an interest-only mortgage, your monthly payments pay only the interest charges but not the mortgage itself. You will be expected to make arrangements to pay off the mortgage at the end of the term.

If you haven’t already made arrangements to do this, you should think carefully about...

Facts about mortgages

A mortgage is a loan to buy your home. You borrow money and pay it back with interest over a period of time (the ‘mortgage term’) that you agree with the lender – usually a bank or building society. The loan is secured against your home so if for any reason you can’t repay it, the bank or...

Links to useful information

Buying a home

Everyday Money

...

  • This Month's Top Fixed Rate

    Fixed rate
    Initial rate: 1.03%

    Period: 2 Year

    Rate will revert to the lender's standard variable rate currently 3.74%
    The overall cost for comparison is 3.34% APR

    1.03%

    More info
  • This Month's Top Variable Rate

    Variable rate
    Initial rate: 1.39%

    Period: Flexx for Term

    N/A
    The overall cost for comparison is 1.43%

    1.39%

    More info

    Get This Rate


Some of this month's top interest rates are listed above; the actual rate will depend on your circumstances. Please note that this information does not contain all the details you need to choose a mortgage, ask one of our advisers for a personalised key facts illustration on 020 7519 4900. The rate displayed may become out of date at short notice.

Latest Articles/News

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Tel: 020 7519 4900
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YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT
Changes in the exchange rate may increase the sterling equivalent of your debt

Largemortgageloans.com is a trading name of Largemortgageloans.com Ltd, 12 Pepper Street, London, E14 9RP which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register No 302228 which can be viewed here: www.fca.org.uk/register/. The Financial Conduct Authority does not regulate some aspects of buy to let mortgages, overseas mortgages and tax advice. Help and advice in regards to mortgages is available at www.moneyadviceservice.org.uk

Largemortgageloans.com Limited is registered with the Guernsey Financial Services Commission, reference number: 2269418, as a Non-Regulated Financial Services Business.

A typical fee of 1.17% of the mortgage amount is payable. Of this, 20% is payable on application and the balance of 80% on completion. For example on a mortgage application of £300,000 the fee would be £3,510 in total. Of this, £702 (20%) would be payable on application and the balance of £2,808 (80%) on completion. The total fee is non refundable. We may also be paid commission from the lender. The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. Calls may be recorded for training and monitoring.
You may have to pay an early repayment charge to your existing lender if you remortgage.

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