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Can I remortgage to raise funds for property development and to start my own business?

January, 30th 2015

Q: I have an interest only mortgage and owe £213,000.00 with equity of £100,000.00. I would like to re...

A: On the presumption you have an interest only mortgage for £213,000 on your main residence, which is...

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Can I remortgage to raise funds for property development and to start my own business?

January, 30th 2015

Q: I have an interest only mortgage and owe £213,000.00 with equity of £100,000.00. I would like to re...

A: On the presumption you have an interest only mortgage for £213,000 on your main residence, which is...

Is it possible to get a buy to let mortgage without proof of earnings?

December, 15th 2014

Q: Is it possible to get a mortgage without proof of earnings as I need to buy my brother’s share of ou...

A: It is possible to get a buy to let mortgage without proof of earnings, dependent on your circumstanc...

Will Banks accept dividends and low salary for mortgage purposes?

January, 11th 2012

Q: Myself and husband are sole owners of my company. Me 75% share holder. I take the minimum dividends...

A: From the information you provided it appears that although the company makes a net profit of £120,00...

Can I get an interest only mortgage?

August, 16th 2011

Q: Hi, I have a property in London with about 25% equity (£110K). I want to keep it and move to Yorkshi...

A: It may be possible to achieve this depending on your circumstances and those of the property. Generi...

Is it possible to find a mortgage product which includes rental income?

June, 9th 2011

Q: Is it possible to find a mortgage product which includes rental income?

A: I assume you are referring to affordability for a mortgage on your main residence, but would like re...

Is it possible to switch mortgage half way through a five year fixed?

June, 7th 2011

Q: We are currently half way through a fixed 5 year Vendor Gifted Deposit mortagage from the Halifax. O...

A: To answer your question, yes it could be possible for you to remortgage away from the Halifax onto a...

Can I re-mortgage with a high loan to value?

April, 8th 2011

Q: I have a 2 bed lower ground floor flat in SW7 (South Kensington). Value approx £700,000. Outstanding...

A: if you need to borrow £570,000 on the rental property, it wouldn’t be possible because the amount is...

I have five flats in a residential development and I want to re-mortgage?

February, 25th 2011

Q: I have five flats in a residential development. The five flats generate rental income approx £105,00...

A: As for your let properties mortgages with lender, 1.80% over LIBOR is a very good rate, so unless yo...

I am looking for a 65% mortgage on a property worth £995K ?

February, 21st 2011

Q: I am looking for a 65% mortgage on a property worth £995K and I need to proceed quickly. I am self e...

A: Thanks for your query. Generally speaking, we’re looking at high street mortgage lenders for this r...

I have a £400k deposit and want to borrow £1.2 – 1.3m, is this possible?

January, 17th 2011

Q: I have a £400k deposit and want to borrow £1.2 – 1.3m, is this possible?

A: Yes, if you’re putting £400,000 deposit into a purchase for £1,300,000, then it comprises a deposit...

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  • This Month's Top Fixed Rate

    Fixed rate
    Initial rate: 1.03%

    Period: 2 Year

    Rate will revert to the lender's standard variable rate currently 3.74%
    The overall cost for comparison is 3.34% APR

    1.03%

    More info
  • This Month's Top Variable Rate

    Variable rate
    Initial rate: 1.39%

    Period: Flexx for Term

    N/A
    The overall cost for comparison is 1.43%

    1.39%

    More info

    Get This Rate


Some of this month's top interest rates are listed above; the actual rate will depend on your circumstances. Please note that this information does not contain all the details you need to choose a mortgage, ask one of our advisers for a personalised key facts illustration on 020 7519 4900. The rate displayed may become out of date at short notice.

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YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT
Changes in the exchange rate may increase the sterling equivalent of your debt

Largemortgageloans.com is a trading name of Largemortgageloans.com Ltd, 12 Pepper Street, London, E14 9RP which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register No 302228 which can be viewed here: www.fca.org.uk/register/. The Financial Conduct Authority does not regulate some aspects of buy to let mortgages, overseas mortgages and tax advice. Help and advice in regards to mortgages is available at www.moneyadviceservice.org.uk

Largemortgageloans.com Limited is registered with the Guernsey Financial Services Commission, reference number: 2269418, as a Non-Regulated Financial Services Business.

A typical fee of 1.17% of the mortgage amount is payable. Of this, 20% is payable on application and the balance of 80% on completion. For example on a mortgage application of £300,000 the fee would be £3,510 in total. Of this, £702 (20%) would be payable on application and the balance of £2,808 (80%) on completion. The total fee is non refundable. We may also be paid commission from the lender. The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. Calls may be recorded for training and monitoring.
You may have to pay an early repayment charge to your existing lender if you remortgage.

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